Restaurant Insurance in San Francisco, CA

Opening a restaurant involves many different aspects such as providing great service and meeting restaurant safety standards. It also involves the risks of property damage, lawsuits and injuries. A restaurant insurance policy will help you avoid significant out-of-pocket expenses if an incident occurs at or against your restaurant. 

California restaurant owners who want to buy quality restaurant insurance should reach out to Jack Lee Fong Insurance Agency. Our agents will ensure you find a restaurant insurance policy that is tailored to fit your needs at an affordable price.  

With a proud history of serving San Francisco, California, we are ready and waiting to help you get the perfect restaurant insurance. Just call us at 415-956-3990 or request your free, no-obligation quote online to get your search for coverage started.  

Common Restaurant Insurance Questions  

What is restaurant insurance?  

Like all businesses, restaurants need insurance coverage. It will help protect your company’s financial stability if you face significant recovery costs following unexpected or unavoidable property damage, lawsuits, employee injuries, crimes or other hazards. You need it because you never know how expensive these threats might be. If you cannot afford to pick up the pieces when something goes wrong, your entire business is at risk.  

What does restaurant insurance cover?  

Because restaurants are unique enterprises, they need tailored benefits designed to cover their specific operating liabilities. To ensure you have the appropriate coverage, you will have to buy several different types of insurance. Essential coverage to consider includes:  


If you are a small business owner, you might be able to buy these policies through a business owners policy (BOP). A BOP includes policy limits and terms that are best suited for small businesses. However, you can still customize and augment them with other coverage as needed.  

How much does restaurant insurance cost?  

You will need several different types of insurance for your restaurant, and the costs of these plans vary significantly. Your risk factors will be evaluated to determine your eventual premium. If you are perceived to be more of a risk to insure, then you will likely have to pay more.  

Contact Us Today 

The experienced agents at Jack Lee Fong are committed to helping you build a comprehensive restaurant policy that is best for your budget. We will help you compare the coverage options of numerous carriers to find the one that offers you the best savings opportunities.  

Visit our website or contact us at 415-956-3990 for a quote on a policy today.