Thursday, May 5, 2022When you start looking for a rental home, and find the one you want, agree to sign a lease. This lease, for all intents and purposes, is a legal document obligating both you and your landlord to certain agreements. By allowing you to become a tenant, the landlord is making an investment in you. READ MORE >>
Tuesday, April 19, 2022Every business has a social responsibility to provide a safe environment for customers, whether on business property or in the homes of customers. When a third party interacts with your business, he or she should be able to do so without incident. READ MORE >>
Monday, March 7, 2022Owning rental property can be a challenge. Many people do not realize there are several types of home insurance to cover this situation. Having the right coverage is essential. A basic home insurance policy is enough in some situations, but not all. What type of insurance do you need if you plan to rent out a single-family home? READ MORE >>
Tuesday, February 8, 2022When car wrecks happen, auto insurance premiums usually rise. These days a significant number of accidents are occurring due to distracted driving. By definition, distracted driving is any activity that causes a driver not to pay attention to the road. READ MORE >>
Tuesday, January 11, 2022By federal law, everyone with a vehicle is required to have car insurance. Whether you're paying per month, every six months drivers or annually, drivers are looking for ways to save money. Here are some discounts to ask you independent insurance agent about. Many discounts relate to your driving record. READ MORE >>
Friday, December 17, 2021Earthquakes are natural disasters that are often unpredictable and destructive. If you live in California, you may already know that the risk for damage from an earthquake is significant. However, many homeowners aren’t aware that their homeowners, renters and condominium insurance may not cover earthquake damage. READ MORE >>
Tuesday, November 30, 2021When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.
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Thursday, November 25, 2021Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>
Tuesday, November 23, 2021A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>
Tuesday, November 23, 2021Most standard personal insurance policies (e.g., auto, homeowners and boat insurance) offer liability coverage. This coverage protects you (the policyholder) and other covered parties if you’re found to be legally responsible for injuring someone, damaging their property or causing other types of personal harm. READ MORE >>
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